Episodes

Chad Johnson was a NFL wide receiver for the Cincinnati Bengals from 2001 to 2010 and played for the New England Patriots in 2011. You’ll hear him referred to at times as Chad Ochocinco because from 2008-2012 he wanted to be called by that name in tribute to his jersey number, 85. Terrell Owens also played wide receiver in the NFL from 1996 to 2010 for 5 teams, starting with the San Francisco 49ers and ending with one year playing alongside Chad Johnson in Cincinnati. Wikipedia lists TO, as he ...

Thanks in large part to investing apps like Robinhood, awareness of stock trading and investing has never been higher for the average person. But if you’re interested in becoming a real, long-term investor, where do you start? That is the subject Vince tackles on today’s episode of CFO at Home with Wall Street veteran and founder of Top Dollar, Josh Dudick. Key Topics Josh’s journey to Financial Independence (:35) Josh’s definition of Financial Independence (5:28) Why Josh believes everyone ...

As much as we rightfully talk about topics like financial literacy, our problems with money are just as often caused by self sabotaging behaviors as by a lack of financial knowledge. On this episode of CFO at Home, Vince talks with author and founder of the Mind Muscles Academy Richard Friesen about this book, A Private Conversation with Money, what holds us back from doing the things we should do with our money, methods to overcome self sabotaging money thoughts, and more. Key Topics Richard’...

In our last episode we looked at the role that generational poverty has played in maintaining the Wealth Gap, and discussed some possible solutions. Today on CFO at Home, Vince and the founder of Raise Financial and Scholar Raise Welsey Belden discuss some of the root causes of wealth inequality, whether or not the system is “rigged” and the work Wesley’s companies are doing to help level the playing field. Key Topics Root causes of Wealth Inequality (3:58) Wage Stagnation Rising Real Estate...

According to Forbes.com, The Federal Reserve reports that as of 2019 the median net worth of Americans based on educational level ranged from $21k for those having no high school diploma, to $309k for those with a college degree. Based on race and ethnicity, the range goes from $24k for black non-hispanics, to $189k for white, non-hispanics. For the next 2 episodes of CFO at Home, we’re diving into America’s wealth gap. This week is a discussion about generational poverty and what it takes to br...

On the last episode of CFO at Home we discussed a number of different ways to invest in Real Estate, both active and passive. In this episode, Vince and Whitney Elkins-Hutten, Director of Investor Education at Passiveinvesting.com discuss a popular form of passive Real Estate investing, Real Estate Syndications, which provide an opportunity to invest in large real estate projects that would otherwise be out of reach for most individual investors. Key Takeaways Real Estate Syndication Passive in...

Mike Cavaggioni is a licensed Realtor-Associate, Financial Coach, Real Estate Investor, and host of the Average Joe Finances Podcast, a top 1% internationally ranked podcast. On this episode of CFO at Home, Mike and Vince discuss different methods of investing in real estate; Real Estate Syndications, House Hacking, Investing in Rental Properties, and more. Key Takeaways Real Estate Syndication investing Allows small investors to invest in larger commercial real estate ventures Has distinct tax...

Investopedia defines Financial Infidelity as when couples with combined finances lie to each other about money. Tracy Coenen is a renowned forensic accountant and the brains behind The Divorce Money Guide, a product that takes people step-by-step through the process of gathering and analyzing their financial documents to determine where and how much money is missing. On this episode of CFO at Home, Tracy and Vince discuss possible red flags for Financial Infidelity, actions you can consider if y...

While being financially literate is fundamental to our ability to manage our money effectively, if we don’t have healthy relationships and beliefs about money, our financial knowledge means very little. Today on CFO at Home, Vince and Certified Money Coach Dennis Harhalakis discuss the three things that make up our relationship with money, the beliefs that support positive relationships with our finances, how the money scripts that we bring into our relationships impact both us and our partners,...

We began this series by introducing a study by a noted psychology professor that looked at how goal achievement in the workplace is influenced by three key actions: 1. Writing goals 2. Committing to goal-directed actions 3. Creating accountability for those actions In previous episodes we focused on the first two steps, Today we’re moving on to Step 3, Creating Accountability. In the study we discussed last week on creating goal-directed actions, the group that was most successful in creating t...

On last week's episode we introduced a study by a noted psychology professor that looked at how goal achievement in the workplace is influenced by three key actions: 1. Writing goals 2. Committing to goal-directed actions 3. Creating accountability for those actions In that episode we focused on the first step, Writing Goals. In this episode we’re moving on to Step 2, Committing to goal-directed actions. In a study conducted at the Graduate School at City University of New York, participants we...

In this episode CFO at Home, we look at goal setting by borrowing some ideas from the business world. If you’re listening to a Personal Finance podcast this time of year, you may be thinking “This is the year that I’m going to get better with managing my money!” “I’m going to be less wasteful, create a budget and stick to it, get out of debt, improve my credit score, start saving, or achieve some other other financial objective. These are all good and worthy goals, but before you pull out that s...

New episodes of the podcast will return Wednesday, January 4th 2023! In the meantime, here are a few episodes from 2022 I think are particularly worth catching up on or listening to again going into the New Year: 102. Side Hustles, Hobbies, and Transitioning Out of Your 9 to 5 - Entrepreneur and Career Expert Anna Runyan 95. Change your Mindset, Change your Financial Future - Financial Coach Alissa Locke 92. Getting Unstuck in your Finances and your Life - Certified Financial Planner and Author...

Rob Phelan is an entrepreneur and high school personal finance teacher in Maryland. Through his classroom work and Simple StartUp Virtual courses, Rob has helped beginner entrepreneurs form over 250 new businesses, across all different types of industries. On this episode of CFO at Home, Rob and Vince discuss using entrepreneurship to teach kids about money, some of the methods he uses to guide kids through the process of discovering and executing on business ideas, Rob’s thoughts on higher educ...

For 11 years Spencer Bishins worked as an Attorney Advisor for the Social Security Administration. He’s now the author of Social Security Disability Revealed: Why it's so Hard to Access Benefits and What You Can Do About It. On this episode of CFO at Home, Spencer and Vince discuss his book, some of the basics of how the Social Security Disability program works, and more. Key Takeaways The Social Security Disability Program is split into two programs Social Security Disability Insurance (SSDI) ...

Question; when do you typically start thinking about your income taxes? After New Year’s, once the holidays are over and the W2s and other tax statements start to roll in? Are there moves that you should consider making sooner that could potentially lessen your tax burden? That’s the discussion on this episode of CFO at Home with Financial Advisor and Owner of Balanced Capital and Heber City Tax Prep Corey Noyes Key Takeaways (2022 Tax Year) The Tax Cuts and Jobs Act of 2017 raised the standard...

Budgeting. Living on less than you make. Saving. Investing. These are all fundamentals of building a solid financial foundation. That being said, what about income? What if you want to start a side hustle to bring extra income, turn a hobby into a side business, or turn your side business into your main source of income? On this episode of CFO at Home, Vince discusses those topics and more with former corporate consultant turned entrepreneur and Career Expert Anna Runyan. Key Takeaways Question...

Debbie Emick and her husband Chris reached Financial Independence in their late 30s through rental real estate. Today, they’re both fully “retired” from W2 income and have dedicated themselves to a passion project they call “Go Bucket Yourself.” Today on CFO at Home, Debbie, Chris and Vince discuss their journey, their definition of “Financial Independence” and “Retirement”, the challenge of untangling our identities from our job when we retire, and more. Key Takeaways When looking to make a ch...

Stacy Edgar is CEO and co-founder of Venteur, a company whose mission is to help employers provide the best possible health benefits for their employees. On this episode of CFO at Home Stacy and Vince discuss some of the challenges that rising healthcare costs presents for us as consumers, some basics that we should be aware of as we make decisions about healthcare coverage, and more. Key Takeaways Healthcare costs can often keep individuals tied to a job for the health insurance, even if they ...

Matt Ruttenberg is a Financial Entrepreneur, CMO & Shareholder of Life, Inc. and founder of SureLI Insurance, an independent, digital insurance site that specializes in providing Life Insurance to those pursuing Financial Independence. On this episode of CFO at Home, Matt and Vince discuss the differences between Term and Permanent Life Insurance, factors to consider when determining how much Life Insurance you need, and more. Key Takeaways Term Life Insurance - Renting somebody else’s deeper p...

Over the last couple of years, our pandemic lifestyles have disrupted many areas of our lives, including our finances. On this episode of CFO at Home, Vince and Terri Nicklas, President and Founder of The Wealth Coach for Women, discuss some of the impacts of the pandemic on our money habits, and ways that we can get back on track. Key Takeaways The lifestyle changes and stress brought on by the pandemic caused many of us to become lax with our good money habits, or to develop new habits that d...

Aaron Ahuvia is a Professor of Marketing, a research psychologist, and the author of The Things We Love: How Our Passions Connect Us and Make Us Who We Are. On this episode of CFO at Home, Aaron and Vince discuss why we fall in love with things, how our desire for things can cause us to overspend, and more. Key Takeaways In the best case scenario, the desire to create products that consumers “fall in love with”, pushes companies to: Create high-quality products Establish a relationship with the...

One of the more frequently discussed topics when it comes to retirement planning is the idea of the “number”, or what’s the amount that you need to have saved and invested in order to finally transition into a life of financial independence? That’s the topic that Vince discusses on this episode of CFO at Home with Dennis Schlegal, co-founder of the wealth management group, Emeritus Wealth. Key Takeaways As you approach retirement, it’s not so much how much you have saved, it’s the amount of mon...

Alissa Locke has spent her career helping people improve their financial situation, first in the mortgage industry, then insurance and financial services. However, it was her personal money journey that compelled her to become a Financial Coach. Alissa went from being a broke, single mother in her 30s to being able to achieve financial freedom and retire in her early 50s. The key to her turnaround? A change in mindset. Today on CFO at Home, Alissa and Vince discuss the lessons that she learned d...